Every person and family has a unique financial situation. Long- and short-term goals, available funds, current income and investments, and other factors all come into play. That’s why we work with each individual client to identify where they want to go financially and how to reach that destination. Below are some of the common services we provide.
No matter your goals, level of risk tolerance, or time until retirement, we can work with you to come up with an individualized plan to help you make the most of your money. Our retirement planning and wealth management offerings include a mix of financial solutions including investments, insurance products, mutual funds, annuities, and more. Our planning process will help you arrive at a well thought-out model for maximizing and protecting what you have moving forward. From there, we will continually monitor your plan, allowing for continual adjustment as needs and circumstances change.
Whatever your financial goals are, sound planning is essential to making them a reality. By taking into account your personal situation, we’ll work with you to create a plan that is unique to you. We’ll guide you through the options, keeping in mind your goals, personal circumstances, and any concerns you may have. From there, we’ll help you build and carry out a highly-customized plan, and provide ongoing monitoring to identify changes that need to happen along the way.
Because of factors like state and federal taxes, estate planning can be complicated. That’s why you need an experienced partner to help you make the most of your opportunities and avoid pitfalls along the way. With input from you and your other advisors, we can work to reduce your tax liability and make sure your estate plans line up with your needs and values.
You’ve worked hard for what you have, and we want to help you guard it. Through our asset protection solutions, we can assist with liability protection for personal and business assets, ensure the smooth transfer of assets to family members, and improve the growth of your assets. Our team will take your specific circumstances into account to come up with the best plan for you.
If you’re like most people, you have some charitable causes and organizations that you care about and want to support. We can help you do that in a way that lines up with your values and objectives and your philanthropic style. Done correctly, charitable giving can also reduce your tax burden, creating a win-win situation for you and the causes you care about most.
Whether you’re working on a short or long timeline, or have a high or low risk tolerance, we can offer you an investment approach that makes the most of your assets. After talking through the various options available to you, we’ll use your objectives and circumstances to identify and execute an investment plan that’s in alignment with your values and goals.
Extended Care and Disability Needs
No one likes to think about the possibility of needing long term care later in life, but planning for extended care and disability is an important part of developing a solid retirement plan. By ensuring your portfolio is balanced enough to withstand such costs, we can help you protect your assets and give you the security you need to enjoy retirement.
401(k) and IRA Rollover Assistance
Moving to a new job requires many decisions, and we can help you with one of the most important ones: how to handle rolling over your 401(k) and/or IRA. Several options are available, including leaving your funds with your old employer or moving them into the plan of your new one. Fees, expenses, and withdrawal parameters all come into play, but don’t worry: We’ll work with your tax advisor to go over the benefits and drawbacks of each option and come up with the best plan for you.